High-Value Business Loan – Big Support for Big Dreams | Grow Rupiz
Running a business is not easy. And when you want to grow, you need big money. Whether you want to open a new branch, buy expensive machines, hire more staff, or stock a large amount of goods—you need funds. That is where a High-Value Business Loan helps. At Grow Rupiz, we do not give loans ourselves. But we help you get the right business loan from banks or NBFCs. We make the process simple, clear, and fast. We are based in Delhi but help people all over India.
What is a High-Value Business Loan?
A High-Value Business Loan is a big loan given to business owners for growing their business. The loan amount usually starts from Rs. 10 lakh and can go up to Rs. 1 crore or even more, depending on your business.
It is suitable for:
- Medium to large business owners
- Traders with high turnover
- Manufacturers and wholesalers
- Service businesses with many clients
- People who need capital to grow faster
This loan helps you take your business to the next level.
Why Do You Need a High-Value Loan?
There are many reasons why business owners need a big loan. Here are some:
- Buy machines or equipment
- Expand to a new location or city
- Buy land or a warehouse
- Hire more staff or train workers
- Purchase raw material in bulk
- Increase delivery capacity
- Upgrade your software or tools
- Do big marketing campaigns
If you are ready to grow and want to scale up, a high-value loan is a smart move.
Who Can Apply for This Loan?
This loan is meant for businesses that are already running and earning. Good candidates include:
- Traders and wholesalers
- Factory or unit owners
- Exporters and importers
- Doctors with clinics/hospitals
- Educational institutions
- Logistics or delivery businesses
- Hotels and restaurants
- IT companies
- Large service providers
If you have a business that is 1–2 years old and doing well, you can apply.
Benefits of High-Value Business Loan
- Large Loan Amounts: Get Rs. 10 lakh, Rs. 20 lakh, or even more, as per your need and eligibility.
- Long Repayment Time: You can repay slowly over 3, 5, or even 7 years. So EMIs stay manageable.
- Improve Business Cash Flow: You do not need to wait to grow. Use the funds and grow fast.
- Multiple Usage Options: Use the money for anything related to your business.
- Unsecured Options Available: Some lenders give high-value loans without asking for collateral.
- Build Strong Credit: A big loan repaid on time improves your credit and opens more doors in future.
Documents Needed for High-Value Business Loan
High-value loans require full and proper paperwork. You may need:
- PAN and Aadhaar of business owner
- GST certificate
- Business registration proof
- Last 1 or 2 years ITR
- Last 6–12 months bank statements
- Profit & loss statement
- Balance sheet
- Existing loan statement (if any)
- Address and identity proof
Do not worry—Grow Rupiz will guide you step by step.
Eligibility Criteria for High Value Business Loan
Every lender has their own rules, but in general:
- You must be 21 to 60 years old
- Your business should be 1–2 years old
- Your yearly income or turnover should be decent
- You should have a clear repayment record
- CIBIL score of 700+ is preferred (but some NBFCs allow lower)
Even if your case is a bit weak, talk to us. We may still help.
Types of High-Value Loans
There are different types of business loans for high amounts:
| Loan Type | Description |
| Term Loan | Fixed amount, fixed EMI for 3–7 years |
| Working Capital Loan | For regular expenses like salary, rent, bills |
| Overdraft Facility | Use money when needed; pay interest only on used amount |
| Loan Against Property | Large loan given against your home, land or shop |
| Machinery Loan | To buy or upgrade business machines |
| Invoice Discounting | Get money by selling unpaid invoices to lenders |
Business Loan vs. Loan Against Property
| Feature | Business Loan | Loan Against Property |
| Collateral Needed | Not always | Yes, property needed |
| Approval Time | 5–10 days | 10–20 days |
| Interest Rate | Slightly higher | Lower due to security |
| Loan Amount | Up to Rs. 1 crore | Can go beyond Rs. 2 crore |
| Repayment Tenure | 1–5 years | Up to 15 years |
We help you compare and decide the best option.
How Grow Rupiz Helps You
We know loans can feel confusing. That is why we make it easy for you. Here is what we do:
- Understand Your Business: We ask simple questions to know what you do and why you need the loan.
- Match You with Right Lenders: We choose the banks or NBFCs that are best for your profile.
- Help with Documents: We explain the documents needed and help you prepare them properly.
- Apply on Your Behalf: We apply and follow up with the lender till you get the result.
- Support After Approval: We stay connected even after the loan is approved. If you need help again, we are always there.
High-Value Business Loan FAQs
Q: Will my business be checked?
Yes, lenders will check your documents, bank statements, and sometimes do a phone or in-person check.
Q: Can I get a loan without CIBIL?
Not for high value. CIBIL above 650–700 is usually needed. But we still try with NBFCs.
Q: Can I take part-payment loan?
Yes. Some loans allow you to pay extra whenever you have money. This reduces EMI or loan term.
Q: Can I apply if I already have one loan?
Yes. If you are paying on time and your income allows it, you can take another loan.
Q: Will Grow Rupiz ask for any money?
No. We do not take a single rupee from you.
